How to Find Your Sweet Life

The most effective method to Find Your Sweet Life Photograph from Time Out New York Im visitor posting on Lolalina today about how to locate your sweet life, and indeed, it includes hand crafted salted caramel pretzel frozen yogurt from the truck above (which is around 5 squares from my adept. Threat!). A huge Mazel Tov to Laura her better half Benny on the introduction of their child, Bixby James! ************************************************************************************************************** Im in the midst of a get-away this week, my customers are taking over with their Show Tell! Hold returning for new visitor posts giveaways! Get Danielle LaPorte's Nuggets of Genius in your own home, all alone time. The Digital Firestarter Sessions from my faction pioneer have propelled! What's your Joy Equation? Discover with Molly Hoyne's Pay-What-You-Can-Afford Program!

Top jobs in fintech in 2018 Viewpoint careers advice blog

Top jobs in fintech in 2018 The fintech industry has made rapid progress over the past few years as consumers embraced its client-centric, technology-led and innovative approach to personal finance and money management. The sector’s growth shows no sign of abating. Global VC investment for Fintech in the first half of this year reached US$6.5 billion with 787 deals a 45% decrease year on year but a 28.4% increase excluding the three US$1 billion Chinese mega-deals that took place in 2016. That’s  according to statistics compiled through Pitchbook by Innovate Finance, the not-for-profit membership association for global fintech. The financial technology sector is a red-hot area in terms of recruitment and this is what the top jobs in the sector will be in 2018: Apps developers The apps market has witnessed stellar growth over the past few years: global app downloads and consumer spend hitting record levels in the third quarter of this year, according to a recent report by apps research firm App Annie. In parallel, demand for personal finance and mobile payment solutions is increasing, driven by the appetite from the younger generation of consumers known as ‘Millennials’: recent  research by Visa in the UK revealed that more than 53% of people aged between 18 and 34 are regularly using mobile banking apps. Millenials are also increasingly likely to use the increased ability to quickly and securely make payments on their phone, Visa says: over a third (34%) made a peer-to-peer (P2P) digital payment via a mobile device and three fifths (59%) have sent mobile money to   family or a friend.  Mobile messaging and chatbots are also sought after by the new generation of clients looking for a speedy, convenient and personalised service. For fintech firms, mobile is definitely the way forward. Quantitative analyst “Quants” are the big brains that write complex financial models. They are behind the data-driven trading programmes used by large investment banks and hedge funds to price and trade securities and analyse risk. With the rise of big data, quants have become essential in the finance world to create models that can sift through the vast amount of digital information at our disposal and automate them so that trading is increasingly becoming a human-free process. As the Wall Street Journal recently titled: “The quants run Wall Street now”. They are so much in demand that their annual packages at US investment banks can reach close to half a million US dollars. However, these maths, computing and finance experts are also very much sought after by fintech firms, for whom quantum computing is crucial to develop the innovative algorithms of tomorrow. Artificial Intelligence (AI) and Blockchain experts Artificial Intelligence and new types of distributed ledgers such as blockchain are the two most disruptive emerging technologies currently in finance. About 30% of large institutions in the financial services sector are investing in AI. «  Tomorrow your bankers or wealth managers will coach you throughout your day to take appropriate financial decisions based on a combination of artificial intelligence and transaction and contextual data,   » PWC says in a special report on the topic. Meanwhile, the latter has found that 77% of financial services firms plan to adopt blockchain as part an in-production system or process by 2020. This is only them playing catch-up though, fintech companies have already been offering AI, blockchain and crypto-currency solutions to the general public for years, amid reports that several key talents at large financial institutions leading the development in those fields have left to start their own ventures. Culture champions This may sound like a fuzzy job title but for fintech companies like the rest of the tech sector, the “cool factor” is key. A positive, entrepreneurial and innovative image is paramount to their success and since employees are the best brand ambassadors, fintechs have to ensure that workers are happy and feeling fulfilled. Retaining talent is vital because hiring skilled candidates is not only fintech firms’ largest expense but is key to their future development. The HR champions or culture evangelists who can build up and maintain a diverse, inclusive and inspiring workplace will be sought after, especially as companies in the sector mature and expand, and thus risk losing their start-up spirit. Did you find this blog useful? Read our other insights: The 5 most promising careers in financial services Wanted: IT security wizards to fight cyber crime The jobs and skills to seek out in 2018

5 Tax Moves to Make If You#039;re Starting a New Job

5 Tax Moves to Make If You#039;re Starting a New Job In case you're beginning a new position in 2016, or rolled out an ongoing improvement, congrats! Hopefully your new work environment offers you more cash, new development openings, and better administration. You likewise may end up with a couple of new expense prep undertakings on your plan for the day, notwithstanding, since an occupation change is one of the large life occasions that specialists state should provoke you to assess your duties. Indeed, April is far off, yet laying the basis currently can help diminish any chomp the taxman takes. Here are a couple of moves to make now. Guarantee qualified pursuit of employment costs. Numerous individuals don't understand that the costs that accompany a pursuit of employment can be charge deductible, said Lisa Greene-Lewis, a CPA and duty master with TurboTax. In the event that you paid for profession advising or continue readiness help, recruited a talent scout, went through cash mailing or calling work leads and making a trip to prospective employee meetings, you can deduct those costs. In the event that your new position requires movement, moving costs not paid by your manager are deductible (the new position must be 50 miles further away from your home than your old employment was.) There are a couple of admonitions, Greene-Lewis said. These conclusions don't matter to your first employment, and the new position must be in a similar field as your last one. Additionally, you can just deduct costs above 2% of your balanced gross pay. Check your retention. In the event that that new position accompanies a major knock in your check, you should reevaluate the amount you have retained from each check, proposes Mark Steber, boss duty official at Jackson Hewitt. You need to give significantly more consideration to those exclusion stipends, he says. This additionally applies on the off chance that you are in a similar activity and get a huge raise, since an essentially greater check could knock you into the following assessment section, expanding the sum you'll owe Uncle Sam come charge time. If so, Steber recommends expanding your retention rate, at that point checking in the year to check whether you're on target or need to make any modifications from that point. Try not to defer your retirement rollover. Except if your past boss has a genuine champion arrangementâ€"you can look at it on BrightScopeâ€"most specialists suggest turning over your retirement investment funds, since it's simpler to monitor resources on the off chance that they're across the board place. (You can move reserves straightforwardly into your new business' 401(k) plan, if it's a decent one, or into a rollover IRA account.) If you do money out retirement investment funds from your old occupation, watch out for the schedule. When you money out of a retirement plan, including a 401(k), you have only 60 days to reinvest in another certified arrangement, Steber said. After that cutoff, you'll owe burdens just as a 10% punishment on the sum. Take a gander at benefits. Your retirement account isn't the best way to shield reserves. Know about different advantages offered by the business so as to augment advantages and duty focal points, said Bernie Kaplan, overseeing executive at bookkeeping and counseling organization CBIZ MHM. For example, if your new medicinal services plan offers you the chance to add to an adaptable spending record or wellbeing bank account, you ought to think about it, since commitments are made with pre-charge dollars and can decrease your taxation rate. Get some information about nearby assessments, as well. A few districts are notable for high state and neighborhood charges, said Emily Sanders, a CPA and overseeing executive of United Capital. For example, New York and California are both infamous for high personal duties. Regardless of whether you drive to your high-charge place of work over state or civil lines, ensure you realize how much that will cut into your salary. Be aware of your consolidated expense sectionâ€"government, state, and neighborhood, Sanders said.

Tableau Desktop vs Tableau Public vs Tableau Reader

Tableau Desktop vs Tableau Public vs Tableau Reader All You Need To Pick The Right Tableau Product! 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Researc h Analyst, Tech Enthusiast, Currently working on Azure IoT Data Science with previous experience in Data Analytics Business Intelligence. Bookmark 1 / 2 Blog from Tableau Products Become a Certified Professional Many people are often thrown into a dilemma looking at the different software options that Tableau offers. Each of them has an increasing layer of features. Additionally, your intention will also govern what software version you should incorporate into your work. So, weve decided tomake your lives simpler by doing a little toe-to-toe comparison of Tableau Desktop vs Tableau Public vs Tableau Reader.All of these three products are essential in anyTableau Training Curriculum.So, the comparison shall be based on the following categories.Can you create a visualization?What sources can you Connect to?How Secure is yourData?How much data can you store?How much does it cost?Where is your Data Stored?Who is the Target Demographic?But first, let me begin by giving you a basic id ea what versions of the software you may need through this flow chart below.The Tableau Desktopis data visualization software that lets you see and understand data in minutes.The professional version of this can transform, process and store huge volumes of data which is responsible for all the data-driven decision making of an organization.The Tableau Public is essentially a free version of Tableau visualization software. It allows you to use most of the software functions. You can create visualizations and connect to CSV, Text and Excel documents. However, the largest difference is that Tableau Public does not allow you to save your workbooks locally.The Tableau Reader allows you to read the Tableau file types. If you want to share your workbook by sending a file, the receiver will need a Tableau reader to open the document. So why do we need the reader? Without the reader, you may need to share it publicly or convert the workbook into a PDF format.Tableau Desktop vsTableau Public vsTableau ReaderCan you create a visualization?Creating Visualizations Tableau Desktop vs Tableau Public vs Tableau ReaderTableau Desktop essentially uses an AJAX-based JavaScript application to create a viz. It lets you ditch the slides for live stories on data that you can create, and others can explore. Exceptional analytics demand more than a pretty dashboard. And you can quickly build powerful calculations from existing data, drag and drop reference lines and forecasts, and review statistical summaries.Despite being an unpaid version, Tableau Public does just the same.But the Tableau Reader is like a read-only app. It doesnt support features to create/edit stories or graphs.What sources can you Connect to?Data Sources Tableau Desktop vs Tableau Public vs Tableau ReaderTableau Desktop can connect to data on-prem or in the cloudwhether its big data, a SQL database, a spreadsheet, or cloud apps like Google Analytics and Salesforce. Access and combine disparate data without writi ng code. Power users can pivot, split, and manage metadata to optimize data sources.Tableau Desktop Public Edition works with data from Microsoft Excel, multiple text file formats, statistical files, Google sheets, and web data connectors.Tableau Reader does not need to connect to any source, but it can read reports built on top of any and all of the listed data sources that Tableau Supports.How Secure is your Data?Security Tableau Desktop vs Tableau Public vs Tableau ReaderYour data is out in the public once your report is published on to the Tableau Public Server. For the other two options, you need an access link to access the Reports.If youd like to keep your data safe and private, you can opt for the Tableau Server.It keeps data secure on your private servers.Works with Tableau Mobile to take data everywhere.Allows for guest user access.How much data can you store?Limit Tableau Desktop vs Tableau Public vs Tableau ReaderTableau Desktop has no limit to how many rows of data it can store, process or share whereas the limit for the Desktop Public App has been updated to 1 Million Rows recently.How much does it cost?Cost Tableau Desktop vs Tableau Public vs Tableau ReaderWhile Tableau Public and Reader apps are absolutely free of cost, Tableau Desktop has incurred the following prices;Tableau Desktop Personal =$35(with annual maintenance$999)Tableau Desktop Professional =$70(with annual maintenance$1,999)Where is your Data Stored?For Tableau Desktop, reports published can be stored on your Local Drive as well as on the Tableau Server whereas, for Tableau Public, reports published can only be saved on theTableau Server.Reports cannot be published using the Reader.Who is the Target Demographic?Target Audience Tableau Desktop vs Tableau Public vs Tableau ReaderTableau Desktopis meant for someone with a career inBusiness Intelligence and Data warehousingsuch as Analysts and BI Professionals.Tableau Publicis for anyone interested in understanding data and shar ing those findings as data visualizations with the world. Journalists, writers, bloggers, students and more.Tableau Reader is for somebody that only needs to monitor the analytics. The CEOs CFOs of the organizations wouldnt be making dashboards for meetings but are definitely going to be interested to drill downand discover insights generated from the data.In Conclusion,Tableau Products have successfully harnessed peoples natural ability to spot visualpatterns quickly. This software helps create a compelling narrative and engage in insights from live data.Recommended videos for you QlikView â€" Whats Your Business Question? Watch Now Visual Analytics with Tableau Watch Now Introduction to Pentaho BI Watch Now Data Visualization-How to Make Sense of Data Watch NowRecommended blogs for you How To Use Donut Charts in Tableau Read Article All you Need to Know About Power BI Salary Read Article OLTP vs OLAP Read Article Tutorial on Advanced Excel Formulas Read Article Starting out with DAX in Power BI Read Article Quick guide for Tableau Certification: Tableau Desktop 9 Qualified Associate Exam Read Article Introduction to Pentaho Metadata Editor Read Article MSBI vs Power BI: All you need to Know Read Article Uses and Benefits of Pentaho Read Article How To Build Tables Transform Data With Tableau Read Article Excel Charts: Advanced Data Visualization using MS Excel Read Article Top 50 Tableau Interview Questions You Must Prepare In 2020 Read Article Row Level Security in  Tableau: Implementation and Usage Read Article Functions in Tableau and How to Use Them Read Article How Much Would You Make As A Tableau Developer? Read Article Data Visualization using MS Excel: All you need to know Read Article What are Excel Pivot Tables and how to create them? Read Article Tableau vs QlikView Which Data Visualization Tool To Choose? Read Article Why Do You Need Actions In Tableau? Read Article Understanding How And When To Use Different Tableau Charts Read Article Comme nts 0 Comments Trending Courses in BI and Visualization Tableau Training and Certification26k Enrolled LearnersWeekend/WeekdayLive Class Reviews 5 (10300)

Resume Cover Letter Template

Resume Cover Letter Template Easy-to-Use Cover Letter Template Easy-to-use cover letter template to create your own convincing cover letter. Follow the guidelines to write a job-winning letter that gets your resume noticed. Include your own career details, your strengths, skills and accomplishments as they directly relate to the specific job opportunity. Get the employer's attention with a well written cover letter that clearly demonstrates why you are a suitable candidate for their job opening. RESUME COVER LETTER TEMPLATE GreetingYour NameYour AddressYour Contact Details (phone and email)DateContact NameContact Job TitleCompany NameCompany AddressCompany City, State, Zip CodeDear Mr/Mrs/Ms Last NameIntroductory ParagraphState the position you are applying for and why you are applying for the job. For example:I am extremely interested in your recent advertisement for a Customer Services Representative and I am forwarding my resume for your review and consideration.Get the reader's attention and motivate him or her to read further. Introduce yourself with conviction and establish your credibility straight away. Power phrases that can be used in the introductory paragraph include:I believe I have the qualifications to successfully fulfill your requirements.I am confident that my current skills provide me with the capability to successfully perform this job. I believe that you will find me well qualified for this job. I am convinced that my experience and skills make me an excellent candidate for this pos ition.How to write a compelling cover letter introMiddle ParagraphThis is where you outline your skills, experience and competencies as they relate to the job requirements. Why are you a good candidate for this particular position? Make clear connections between your skills and the company's needs. This is not a repeat of your resume but an opportunity to briefly highlight why you can do this job and get the reader's interest. Motivate the reader to learn more about you by reading your resume. Using bullet points to describe why you are right for the job works very well.The knowledge and skills that I can bring to your organization include:The following achievements highlight why I believe I am the right candidate for this job:A brief summary of the skills and values I would bring to the company include:Qualification/achievement/skill/ability/job responsibility 1Qualification/achievement/skill/ability/job responsibility 2Qualification/achievement/skill/ability/job responsibility 3Qu alification/achievement/skill/ability/job responsibility 4Use these job descriptions to help you with this paragraph.Final ParagraphThis is your opportunity to restate your interest, ask for the interview and explain how you will follow up. Powerful phrases that can be used in the final paragraph of your cover letter include:I am confident that an interview would further demonstrate my suitability for this opportunity. I look forward to meeting with you at your earliest convenience and will give you a follow up call early next week.I look forward to learning more about the position and how I can contribute to the success of your organization. Please contact me, via phone or email, to set up a mutually convenient time and date for us to meet.The opportunity to work with such a reputable company is exciting and I would appreciate speaking with you in person to discuss the position. I will be calling you on DATE to be sure you received my resume and to answer any questions you might ha ve. I believe my background provides the skills you require and I would welcome the opportunity for an in-depth interview. Please call me on Contact Number to arrange a convenient date and time for us to meet.ClosingThank the reader for his or her time and close in a professional manner.Thank you for your time and consideration.SincerelyJack JobseekerEnclosure This job cover letter template provides a useful structure for you to create your own convincing cover letter. Cover letter for resume templates